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No Third Party Beneficiaries. Nothing in any credit rating engagement, or a credit rating when issued, is intended or
should be construed as creating any rights on behalf of any third parties, including, without limitation, any recipient
of a credit rating. No person is intended as a third party beneficiary of any credit rating engagement or of a credit
rating when issued.
PF Ratings U.S. (4/28/16) Page | 3
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